/* ── NAV ── */
nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  background: rgba(15,33,55,0.97); backdrop-filter: blur(8px);
  border-bottom: 1px solid rgba(201,168,76,0.2);
  padding: 0 32px; height: 76px;
  display: flex; align-items: center; justify-content: space-between;
  width: 100%;
}
.nav-logo { display: flex; align-items: center; gap: 12px; }
.nav-logo-mark { width: 42px; height: 42px; background: var(--green); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-family: 'Playfair Display', serif; font-size: 20px; font-weight: 700; color: var(--white); }
.nav-logo-text { font-size: 16px; font-weight: 600; color: var(--white); letter-spacing: 0.2px; display: block; line-height: 1.2; }
.nav-logo-sub { font-size: 10px; color: var(--gold); letter-spacing: 1.5px; text-transform: uppercase; display: block; margin-top: 2px; font-weight: 500; opacity: 0.85; }

.nav-links { display: flex; align-items: center; gap: 18px; flex-shrink: 0; }
.nav-links a { font-size: 13.5px; color: rgba(255,255,255,0.8); font-weight: 400; transition: color 0.2s; white-space: nowrap; }
.nav-links a:hover { color: var(--gold); }
.nav-cta {
  background: var(--green); color: var(--white) !important;
  padding: 11px 24px; border-radius: 7px;
  font-weight: 700 !important; font-size: 14px !important;
  transition: background 0.2s !important;
  white-space: nowrap; letter-spacing: 0.2px;
  border: 2px solid transparent;
}
.nav-cta:hover { background: var(--green-light) !important; }
.nav-phone {
  color: var(--white) !important; font-weight: 600 !important;
  font-size: 14px !important; white-space: nowrap;
  background: rgba(201,168,76,0.12);
  border: 1.5px solid rgba(201,168,76,0.4);
  padding: 10px 16px; border-radius: 7px;
  display: inline-flex; align-items: center; gap: 6px;
  transition: all 0.2s;
}
.nav-phone:hover { background: rgba(201,168,76,0.22) !important; border-color: var(--gold) !important; color: var(--gold) !important; }
/* Hidden on desktop; the mobile breakpoint switches it to flex. */
.nav-mobile-btn { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 8px; border: none; background: transparent; }

/* ── HERO ── */
.hero { min-height: 100vh; background: var(--navy-mid) url('../images/hero-property.png') center 35% / cover no-repeat; display: flex; align-items: center; padding: 110px 40px 60px; position: relative; overflow: hidden; }
.hero-overlay { position: absolute; inset: 0; background: linear-gradient(100deg, rgba(26,51,80,0.95) 0%, rgba(26,51,80,0.9) 45%, rgba(26,51,80,0.74) 100%); }
.hero::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse 60% 60% at 70% 50%, rgba(30,107,69,0.18) 0%, transparent 70%), radial-gradient(ellipse 40% 80% at 10% 80%, rgba(201,168,76,0.06) 0%, transparent 60%); }
.hero-grid { position: absolute; inset: 0; opacity: 0.04; background-image: linear-gradient(rgba(255,255,255,0.5) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.5) 1px, transparent 1px); background-size: 60px 60px; }
.hero-inner { max-width: 1200px; margin: 0 auto; width: 100%; position: relative; z-index: 1; }
.hero-badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(201,168,76,0.12); border: 1px solid rgba(201,168,76,0.35); color: var(--gold-light); padding: 7px 16px; border-radius: 100px; font-size: 13px; font-weight: 500; margin-bottom: 28px; animation: fadeUp 0.6s ease both; }
.hero-badge span { width: 7px; height: 7px; background: var(--gold); border-radius: 50%; box-shadow: 0 0 0 0 rgba(201,168,76,0.7); animation: badgePing 2s ease-out infinite; }
.hero-badge { position: relative; overflow: hidden; animation: fadeUp 0.6s ease both, badgeGlow 3s ease-in-out 0.8s infinite; }
@keyframes badgeGlow { 0%, 100% { box-shadow: 0 0 0 rgba(201,168,76,0); border-color: rgba(201,168,76,0.35); color: var(--gold-light); } 50% { box-shadow: 0 0 22px rgba(240,212,128,0.45); border-color: rgba(240,212,128,0.9); color: #fff6d6; } }
.hero-badge::after { content: ''; position: absolute; top: 0; bottom: 0; left: -60%; width: 40%; background: linear-gradient(100deg, transparent, rgba(255,244,200,0.75), transparent); transform: skewX(-20deg); animation: badgeShine 4s ease-in-out 1.2s infinite; pointer-events: none; }
@keyframes badgePing { 0% { box-shadow: 0 0 0 0 rgba(201,168,76,0.7); } 70% { box-shadow: 0 0 0 9px rgba(201,168,76,0); } 100% { box-shadow: 0 0 0 0 rgba(201,168,76,0); } }
@keyframes badgeShine { 0% { left: -60%; } 45%, 100% { left: 130%; } }
@media (prefers-reduced-motion: reduce) { .hero-badge, .hero-badge span, .hero-badge::after { animation: none; } }
.hero h1 { font-size: clamp(38px, 5.5vw, 68px); color: var(--white); margin-bottom: 16px; max-width: 780px; animation: fadeUp 0.6s 0.1s ease both; }
.hero h1 em { color: var(--gold); font-style: normal; }
.hero-sub { font-size: 18px; color: rgba(255,255,255,0.72); max-width: 560px; margin-bottom: 40px; font-weight: 300; line-height: 1.8; animation: fadeUp 0.6s 0.2s ease both; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; animation: fadeUp 0.6s 0.3s ease both; }
.hero-stats { display: flex; gap: 40px; margin-top: 56px; padding-top: 36px; border-top: 1px solid rgba(255,255,255,0.1); animation: fadeUp 0.6s 0.4s ease both; flex-wrap: wrap; }
.hero-stat-num { font-family: 'Playfair Display', serif; font-size: 32px; color: var(--gold); font-weight: 700; }
.hero-stat-label { font-size: 13px; color: rgba(255,255,255,0.55); margin-top: 2px; }
.hero-areas { margin-top: 24px; font-size: 13px; color: rgba(255,255,255,0.45); animation: fadeUp 0.6s 0.5s ease both; }
.hero-areas strong { color: rgba(255,255,255,0.65); }

/* ── CREDENTIALS STRIP ── */
.creds-strip { background: var(--green); padding: 14px 40px; }
.creds-inner { max-width: 1200px; margin: 0 auto; display: flex; align-items: center; justify-content: center; gap: 0; flex-wrap: nowrap; overflow-x: auto; scrollbar-width: none; }
.creds-inner::-webkit-scrollbar { display: none; }

/* ── TRUST BAR ── */
.trust-bar { background: var(--off-white); border-bottom: 1px solid var(--gray-300); padding: 16px 40px; }
.trust-bar-inner { max-width: 1200px; margin: 0 auto; display: flex; align-items: center; justify-content: center; gap: clamp(12px, 2.2vw, 36px); flex-wrap: nowrap; overflow-x: auto; scrollbar-width: none; }
.trust-bar-inner::-webkit-scrollbar { display: none; }

/* ── COMPLIANCE ALERT ── */
.compliance-alert { background: var(--off-white); border-top: 1px solid var(--gray-300); padding: 72px 40px; }
.compliance-alert-inner { max-width: 1200px; margin: 0 auto; }
.compliance-alert-label {
  display: inline-flex; align-items: center; gap: 8px;
  background: #fff3f2; border: 1px solid #f5c6c2;
  color: #c0392b; font-size: 12px; font-weight: 700;
  letter-spacing: 1.8px; text-transform: uppercase;
  padding: 6px 14px; border-radius: 100px; margin-bottom: 20px;
}
.compliance-alert-label span { width: 7px; height: 7px; background: #c0392b; border-radius: 50%; box-shadow: 0 0 0 0 rgba(192,57,43,0.7); animation: alertPing 1.6s ease-out infinite; }
.compliance-alert-label { position: relative; overflow: hidden; animation: alertGlow 2.4s ease-in-out infinite; }
.compliance-alert-label::after { content: ''; position: absolute; top: 0; bottom: 0; left: -60%; width: 40%; background: linear-gradient(100deg, transparent, rgba(255,255,255,0.85), transparent); transform: skewX(-20deg); animation: badgeShine 3.5s ease-in-out 0.6s infinite; pointer-events: none; }
@keyframes alertPing { 0% { box-shadow: 0 0 0 0 rgba(192,57,43,0.7); } 70% { box-shadow: 0 0 0 9px rgba(192,57,43,0); } 100% { box-shadow: 0 0 0 0 rgba(192,57,43,0); } }
@keyframes alertGlow { 0%, 100% { background: #fff3f2; border-color: #f5c6c2; box-shadow: 0 0 0 rgba(192,57,43,0); } 50% { background: #ffe1dd; border-color: #e05a4a; box-shadow: 0 0 18px rgba(224,90,74,0.45); } }
@media (prefers-reduced-motion: reduce) { .compliance-alert-label, .compliance-alert-label span, .compliance-alert-label::after { animation: none; } }
.compliance-alert h2 { font-size: clamp(26px, 3.2vw, 40px); color: var(--navy); margin-bottom: 10px; line-height: 1.2; max-width: 700px; }
.compliance-alert h2 em { color: var(--green); font-style: normal; }
.compliance-alert-intro { font-size: 17px; color: var(--gray-500); max-width: 600px; line-height: 1.75; margin-bottom: 44px; }
.compliance-cta-bar { background: var(--navy); border-radius: 14px; padding: 36px 44px; display: flex; align-items: center; justify-content: space-between; gap: 32px; flex-wrap: wrap; }
.compliance-cta-text h3 { font-size: 22px; color: var(--white); margin-bottom: 8px; }
.compliance-cta-text p { font-size: 15px; color: rgba(255,255,255,0.65); max-width: 480px; line-height: 1.7; }
.compliance-cta-actions { display: flex; flex-direction: column; align-items: center; gap: 12px; flex-shrink: 0; }
.compliance-cta-actions .btn-primary { white-space: nowrap; font-size: 15px; padding: 15px 32px; }
.compliance-cta-phone { font-size: 14px; color: rgba(255,255,255,0.55); }
.compliance-cta-phone a { color: var(--gold); font-weight: 600; }

/* ── SERVICES ── */
#services { background: var(--white); }

/* ── WHY CHOOSE ── */
#why { background: var(--navy); }
#why .section-title { color: var(--white); }
#why .section-sub { color: rgba(255,255,255,0.6); }
.enforcement-highlight {
  margin-top: 48px;
  background: rgba(201,168,76,0.08); border: 1px solid rgba(201,168,76,0.25);
  border-radius: 14px; padding: 36px 40px;
  display: grid; grid-template-columns: auto 1fr; gap: 28px; align-items: center;
}
.enforcement-icon { font-size: 48px; }
.enforcement-text h3 { font-size: 22px; color: var(--gold); margin-bottom: 10px; }
.enforcement-text p { font-size: 15px; color: rgba(255,255,255,0.7); line-height: 1.8; }
.enforcement-tags { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 16px; }
.enforcement-tag { background: rgba(201,168,76,0.12); border: 1px solid rgba(201,168,76,0.3); color: var(--gold-light); font-size: 12px; font-weight: 600; padding: 5px 14px; border-radius: 100px; letter-spacing: 0.3px; }

/* ── PRICING ── */
#pricing { background: var(--off-white); }
.pricing-bundle { margin-top: 32px; background: var(--navy); border-radius: 14px; padding: 36px 40px; display: flex; align-items: center; justify-content: space-between; gap: 30px; flex-wrap: wrap; }
.bundle-label { font-size: 12px; letter-spacing: 2px; text-transform: uppercase; color: var(--gold); margin-bottom: 8px; font-weight: 600; }
.bundle-title { font-size: 24px; color: var(--white); margin-bottom: 6px; }
.bundle-desc { font-size: 14px; color: rgba(255,255,255,0.6); }
.bundle-price { text-align: right; }
.bundle-was { font-size: 14px; color: rgba(255,255,255,0.4); text-decoration: line-through; margin-bottom: 4px; }
.bundle-now { font-family: 'Playfair Display', serif; font-size: 48px; color: var(--gold); font-weight: 700; line-height: 1; }
.bundle-save { font-size: 13px; color: var(--green-light); margin-top: 4px; }

/* ── AREAS ── */
#areas.areas-dark { background: var(--navy-mid); }
.areas-dark .section-label { color: var(--gold); }
.areas-dark .section-title { color: var(--white); }
.areas-dark .section-sub { color: rgba(255,255,255,0.75); }
.areas-split { display: grid; grid-template-columns: 1fr 1.45fr; gap: 48px; align-items: center; }
.dregion { border-left: 3px solid var(--gold); padding: 4px 0 4px 16px; margin-top: 22px; }
.dregion.home { border-left-color: var(--green-light); }
.dregion h3 { font-size: 19px; color: var(--white); }
.dregion p { font-size: 14.5px; color: rgba(255,255,255,0.78); line-height: 1.7; }
.dregion-tag { font-family: 'DM Sans', sans-serif; font-size: 11px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--gold-light); background: rgba(201,168,76,0.15); border: 1px solid rgba(201,168,76,0.35); padding: 2px 9px; border-radius: 100px; margin-left: 8px; vertical-align: middle; }
.areas-cta-actions { display: flex; gap: 12px; flex-wrap: wrap; align-items: center; margin-top: 30px; }
.areas-btn-gold { background: var(--gold); color: var(--navy); font-weight: 700; font-size: 15px; padding: 13px 22px; border-radius: 7px; white-space: nowrap; transition: background 0.2s; }
.areas-btn-gold:hover { background: var(--gold-light); }
.areas-phone { color: var(--white); font-weight: 600; font-size: 15px; border: 1.5px solid rgba(201,168,76,0.5); padding: 11px 18px; border-radius: 7px; white-space: nowrap; }
.areas-phone:hover { border-color: var(--gold); color: var(--gold-light); }
.areas-map { margin: 0 -24px 0 0; }
.areas-map { position: relative; }
.areas-map img { display: block; width: 100%; height: auto; }
.map-viewport { overflow: hidden; touch-action: pan-y; cursor: zoom-in;
  -webkit-mask-image: linear-gradient(to right, transparent 0, #000 7%, #000 93%, transparent 100%), linear-gradient(to bottom, transparent 0, #000 9%, #000 91%, transparent 100%);
  -webkit-mask-composite: source-in;
  mask-image: linear-gradient(to right, transparent 0, #000 7%, #000 93%, transparent 100%), linear-gradient(to bottom, transparent 0, #000 9%, #000 91%, transparent 100%);
  mask-composite: intersect; }
.map-viewport.zoomed { cursor: grab; touch-action: none; }
.map-viewport.dragging { cursor: grabbing; }
.map-viewport img { transform-origin: center; transition: transform 0.25s ease; user-select: none; -webkit-user-drag: none; }
.map-viewport.dragging img { transition: none; }
.map-controls { position: absolute; top: 12px; right: 12px; display: flex; flex-direction: column; gap: 6px; }
.map-controls button { width: 40px; height: 40px; border-radius: 50%; border: 1px solid rgba(201,168,76,0.5); background: rgba(15,33,55,0.85); color: var(--gold-light); font-size: 20px; font-weight: 700; line-height: 1; cursor: pointer; box-shadow: 0 2px 8px rgba(15,33,55,0.18); transition: background 0.2s; }
.map-controls button:hover { background: var(--gold); color: var(--navy); }
.map-controls button:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; }
.map-hint { position: absolute; left: 50%; transform: translateX(-50%); bottom: 4px; background: rgba(15,33,55,0.85); border: 1px solid rgba(201,168,76,0.3); color: var(--white); font-size: 12px; padding: 5px 11px; border-radius: 100px; pointer-events: none; }
@media (max-width: 900px) { .areas-split { grid-template-columns: 1fr; gap: 28px; } .areas-map { order: -1; margin: 0 -20px; } }

/* ── QUOTE FORM ── */
#quote { background: var(--gray-100); }
.quote-wrapper { display: grid; grid-template-columns: 1fr 1.6fr; gap: 60px; align-items: start; margin-top: 56px; }
.quote-left h3 { font-size: 24px; color: var(--navy); margin-bottom: 16px; }
.quote-left p { font-size: 15px; color: var(--gray-500); line-height: 1.75; margin-bottom: 28px; }
.quote-form { background: var(--white); border-radius: 16px; padding: 44px; box-shadow: var(--shadow-lg); }
.form-title { font-size: 22px; color: var(--navy); margin-bottom: 8px; }
.form-sub { font-size: 14px; color: var(--gray-500); margin-bottom: 32px; }

/* ── FOOTER ── */
footer { background: var(--navy); color: rgba(255,255,255,0.6); padding: 56px 40px 28px; }
.footer-inner { max-width: 1200px; margin: 0 auto; }
.footer-top { display: grid; grid-template-columns: 1.5fr 1fr 1fr; gap: 48px; margin-bottom: 48px; }
.footer-brand h3 { font-size: 20px; color: var(--white); margin-bottom: 12px; }
.footer-brand p { font-size: 14px; line-height: 1.75; margin-bottom: 20px; }
.footer-col h4 { font-size: 13px; text-transform: uppercase; letter-spacing: 1.5px; color: var(--gold); margin-bottom: 18px; font-family: 'DM Sans', sans-serif; font-weight: 600; }
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 10px; }
.footer-col ul li a { font-size: 14px; color: rgba(255,255,255,0.55); transition: color 0.2s; }
.footer-col ul li a:hover { color: var(--white); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.08); padding-top: 24px; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; }
.footer-bottom p { font-size: 13px; }
.reg-note { font-size: 12px; color: rgba(255,255,255,0.3); }

/* ── WHY (light theme) ── */
#why { background: var(--off-white); border-top: 1px solid var(--gray-100); }
#why .section-label { color: var(--green); }
#why .section-title { color: var(--navy); }
#why .section-sub { color: var(--gray-700); }
#why .why-card { background: var(--white); border: 1px solid var(--gray-300); box-shadow: var(--shadow); }

#why .why-card.featured-why { background: var(--green-pale); border-color: rgba(30,107,69,0.35); }
#why .why-num { color: #a8862f; }
#why .why-card h3 { color: var(--navy); }
#why .why-card p { color: var(--gray-700); }
#why .enforcement-highlight { background: var(--navy-mid); border: 1px solid rgba(201,168,76,0.25); box-shadow: var(--shadow); }
#why .why-card { transition: background 0.3s ease, border-color 0.3s ease, transform 0.3s ease, box-shadow 0.3s ease; }
#why .why-card h3, #why .why-card p, #why .why-num { transition: color 0.3s ease; }
#why .why-card:hover, #why .why-card.is-active { background: var(--navy); border-color: var(--gold); transform: translateY(-4px); box-shadow: var(--shadow-lg); }
#why .why-card:hover h3, #why .why-card.is-active h3 { color: var(--white); }
#why .why-card:hover p, #why .why-card.is-active p { color: rgba(255,255,255,0.82); }
#why .why-card:hover .why-num, #why .why-card.is-active .why-num { color: var(--gold); }
@media (hover: none) { #why .why-card:hover:not(.is-active) { background: var(--white); border-color: var(--gray-300); transform: none; box-shadow: var(--shadow); } #why .why-card.featured-why:hover:not(.is-active) { background: var(--green-pale); border-color: rgba(30,107,69,0.35); } #why .why-card:hover:not(.is-active) h3 { color: var(--navy); } #why .why-card:hover:not(.is-active) p { color: var(--gray-700); } #why .why-card:hover:not(.is-active) .why-num { color: #a8862f; } }

/* ── SERVICE CARDS: hover / tap colour change ── */
.service-card { transition: background 0.35s ease, border-color 0.35s ease, transform 0.35s ease, box-shadow 0.35s ease; }
.service-card h3, .service-card p, .service-price, .service-price span, .service-list li, .service-list li::before, .service-badge, .service-icon { transition: color 0.35s ease, background 0.35s ease, border-color 0.35s ease; }
.service-photo img { transition: transform 0.6s ease; }
.service-card::before { background: var(--gold); z-index: 1; }
.service-card:hover { border-color: var(--gold); }
@media (hover: hover) {
  .service-card:hover { background: var(--navy); border-color: var(--gold); transform: translateY(-6px); box-shadow: 0 18px 48px rgba(15,33,55,0.28); }
  .service-card:hover h3 { color: var(--white); }
  .service-card:hover p { color: rgba(255,255,255,0.8); }
  .service-card:hover .service-price { color: var(--gold-light); }
  .service-card:hover .service-price span { color: rgba(255,255,255,0.65); }
  .service-card:hover .service-list li { color: rgba(255,255,255,0.88); }
  .service-card:hover .service-list li::before { color: var(--gold); }
  .service-card:hover .service-badge { background: rgba(201,168,76,0.15); border-color: rgba(201,168,76,0.45); color: var(--gold-light); }
  .service-card:hover .service-icon { background: rgba(255,255,255,0.08); }
  .service-card:hover .service-photo img { transform: scale(1.06); }
}
.service-card.is-active { background: var(--navy); border-color: var(--gold); transform: translateY(-6px); box-shadow: 0 18px 48px rgba(15,33,55,0.28); }
.service-card.is-active h3 { color: var(--white); }
.service-card.is-active p { color: rgba(255,255,255,0.8); }
.service-card.is-active .service-price { color: var(--gold-light); }
.service-card.is-active .service-price span { color: rgba(255,255,255,0.65); }
.service-card.is-active .service-list li { color: rgba(255,255,255,0.88); }
.service-card.is-active .service-list li::before { color: var(--gold); }
.service-card.is-active .service-badge { background: rgba(201,168,76,0.15); border-color: rgba(201,168,76,0.45); color: var(--gold-light); }
.service-card.is-active .service-icon { background: rgba(255,255,255,0.08); }
.service-card.is-active .service-photo img { transform: scale(1.06); }
.service-card.is-active::before { transform: scaleX(1); }

/* ── LAW CHANGE CARDS ── */
.compliance-cards { gap: 16px; margin-bottom: 32px; }
.compliance-card { --c: var(--red); --pale: var(--red-pale); background: var(--white); border: 1px solid var(--gray-300); border-top: 1px solid var(--gray-300); border-radius: 12px; padding: 18px 18px 16px 22px; position: relative; overflow: hidden; transition: background 0.35s ease, border-color 0.35s ease, transform 0.35s ease, box-shadow 0.35s ease; }
.compliance-card::before { content: ''; position: absolute; left: 0; top: 0; bottom: 0; width: 4px; background: var(--c); }
.compliance-card.law-amber { --c: #9a5409; --pale: #fdf3e6; }
.compliance-card.law-green { --c: var(--green); --pale: var(--green-pale); }
.compliance-card.law-navy { --c: var(--navy-mid); --pale: #eaf0f6; }

.compliance-card h3 { display: flex; align-items: center; gap: 10px; font-size: 16.5px; color: var(--navy); margin-bottom: 10px; transition: color 0.35s ease; }
.law-icon { width: 34px; height: 34px; flex-shrink: 0; border-radius: 50%; background: var(--pale); display: inline-flex; align-items: center; justify-content: center; font-size: 17px; transition: background 0.35s ease; }
.compliance-card .law-line { font-size: 13.5px; color: var(--gray-700); line-height: 1.6; margin: 0; transition: color 0.35s ease; }
.compliance-card .law-line strong { color: var(--c); font-weight: 700; transition: color 0.35s ease; }
.compliance-card .law-we { margin-top: 8px; padding-top: 8px; border-top: 1px dashed var(--gray-300); transition: border-color 0.35s ease; }
.compliance-card .law-we strong { color: var(--green); }
.compliance-card.is-active { background: var(--pale); border-color: var(--c); transform: translateY(-4px); box-shadow: 0 12px 30px rgba(15,33,55,0.14); }
.compliance-card.is-active .law-icon { background: var(--white); }
@media (hover: hover) {
  .compliance-card:hover { background: var(--pale); border-color: var(--c); transform: translateY(-4px); box-shadow: 0 12px 30px rgba(15,33,55,0.14); }
  .compliance-card:hover .law-icon { background: var(--white); }
}
@media (max-width: 1100px) and (min-width: 901px) { .compliance-cards { grid-template-columns: repeat(2, 1fr); } }

/* ── PRS CHANGE CHIPS ── */
.compliance-alert-intro { margin-bottom: 20px; }
.prs-changes { list-style: none; display: flex; flex-wrap: wrap; gap: 8px; margin: 0 0 30px; max-width: 900px; }
.prs-changes li { font-size: 13px; font-weight: 600; padding: 6px 12px 6px 10px; border-radius: 100px; background: var(--white); border: 1px solid var(--gray-300); color: var(--navy); display: inline-flex; align-items: center; gap: 7px; }
.prs-changes li::before { content: ''; width: 7px; height: 7px; border-radius: 50%; background: var(--c, var(--navy-mid)); flex-shrink: 0; }
.prs-changes .prs-red { --c: var(--red); }
.prs-changes .prs-amber { --c: #b8650f; }
.prs-changes .prs-navy { --c: var(--navy-mid); }
.prs-changes .prs-green { --c: var(--green); }
.prs-lead { font-size: 13px; font-weight: 700; letter-spacing: 1.2px; text-transform: uppercase; color: var(--gray-700); margin-bottom: 14px; }

/* ── DOCUMENT CARDS ── */
.doc-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 16px; margin-top: 40px; }
.doc-card { --c: var(--red); --pale: var(--red-pale); background: var(--white); border: 1px solid var(--gray-300); border-radius: 12px; padding: 18px 18px 16px 22px; position: relative; overflow: hidden; display: flex; flex-direction: column; transition: background 0.35s ease, border-color 0.35s ease, transform 0.35s ease, box-shadow 0.35s ease; }
.doc-card::before { content: ''; position: absolute; left: 0; top: 0; bottom: 0; width: 4px; background: var(--c); }
.doc-card.law-amber { --c: #9a5409; --pale: #fdf3e6; }
.doc-card.law-green { --c: var(--green); --pale: var(--green-pale); }
.doc-card.law-navy { --c: var(--navy-mid); --pale: #eaf0f6; }
.doc-card.law-gold { --c: #a8862f; --pale: #fbf5e3; }
.doc-card h3 { display: flex; align-items: center; gap: 10px; font-size: 16.5px; color: var(--navy); margin-bottom: 8px; }
.doc-card p { font-size: 13.5px; color: var(--gray-700); line-height: 1.6; flex: 1; margin-bottom: 12px; }
.doc-card .law-icon { transition: background 0.35s ease; }
.doc-link { align-self: flex-start; font-size: 13.5px; font-weight: 700; color: var(--green); border-bottom: 1.5px solid transparent; transition: border-color 0.2s; }
.doc-link:hover, .doc-link:focus-visible { border-bottom-color: var(--green); }
.doc-card.is-active { background: var(--pale); border-color: var(--c); transform: translateY(-4px); box-shadow: 0 12px 30px rgba(15,33,55,0.14); }
.doc-card.is-active .law-icon { background: var(--white); }
@media (hover: hover) {
  .doc-card:hover { background: var(--pale); border-color: var(--c); transform: translateY(-4px); box-shadow: 0 12px 30px rgba(15,33,55,0.14); }
  .doc-card:hover .law-icon { background: var(--white); }
}
.doc-source { display: inline-block; align-self: flex-start; font-size: 11px; font-weight: 700; letter-spacing: 0.8px; text-transform: uppercase; color: var(--gray-700); background: var(--gray-100); padding: 2px 8px; border-radius: 4px; margin-bottom: 8px; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }

/* ── SECTION BACKGROUND RHYTHM: dark · white · grey · white · dark · white · grey · dark ── */
.compliance-alert { background: var(--white); border-top: none; }
#services { background: var(--gray-100); }
#supporting { background: var(--white); }
#why { background: var(--gray-100); border-top: none; }
#documents { background: var(--white); }
#quote { background: var(--gray-100); }

/* ── QUOTE (redesign) ── */
#quote .quote-wrapper { grid-template-columns: 1fr 1.7fr; gap: 28px; margin-top: 40px; align-items: stretch; }
.quote-panel { background: var(--navy-mid); border-radius: 16px; padding: 36px 30px; color: var(--white); position: relative; overflow: hidden; box-shadow: var(--shadow-lg); }
.quote-panel::after { content: ''; position: absolute; right: -60px; top: -60px; width: 200px; height: 200px; border-radius: 50%; background: radial-gradient(circle, rgba(201,168,76,0.25), transparent 70%); pointer-events: none; }
.quote-panel h3 { font-size: 24px; color: var(--white); margin-bottom: 22px; }
.quote-steps { list-style: none; counter-reset: qs; display: grid; gap: 18px; margin-bottom: 30px; }
.quote-steps li { counter-increment: qs; display: flex; gap: 14px; align-items: flex-start; font-size: 14.5px; color: rgba(255,255,255,0.78); line-height: 1.6; }
.quote-steps li::before { content: counter(qs); width: 32px; height: 32px; flex-shrink: 0; border-radius: 50%; background: var(--gold); color: var(--navy); font-weight: 700; font-size: 15px; display: flex; align-items: center; justify-content: center; }
.quote-steps strong { display: block; color: var(--white); font-size: 15.5px; margin-bottom: 2px; }
.quote-panel-sub { font-size: 13px; letter-spacing: 1px; text-transform: uppercase; font-weight: 700; color: var(--gold-light); margin-bottom: 12px; }
.quote-contacts { display: grid; gap: 10px; }
.qc-btn { display: flex; align-items: center; gap: 14px; padding: 12px 16px; border-radius: 10px; background: rgba(255,255,255,0.07); border: 1px solid rgba(201,168,76,0.3); color: var(--white); transition: background 0.2s, border-color 0.2s, transform 0.2s; }
.qc-btn:hover, .qc-btn:focus-visible { background: rgba(201,168,76,0.15); border-color: var(--gold); transform: translateX(3px); }
.qc-ico { width: 38px; height: 38px; border-radius: 50%; background: rgba(255,255,255,0.1); display: flex; align-items: center; justify-content: center; font-size: 17px; flex-shrink: 0; }
.qc-label { display: block; font-size: 11px; letter-spacing: 1px; text-transform: uppercase; color: var(--gold-light); font-weight: 600; }
.qc-value { display: block; font-weight: 600; font-size: 15px; word-break: break-word; }
#quote .quote-form { border-top: 4px solid var(--green); padding: 36px 36px 30px; }
#quote .form-sub { margin-bottom: 8px; }
.form-block { border: none; padding: 0; margin: 0; min-width: 0; }
.form-step { display: flex; align-items: center; gap: 10px; width: 100%; font-size: 12px; font-weight: 700; letter-spacing: 1.4px; text-transform: uppercase; color: var(--green); padding: 0; margin: 24px 0 14px; padding-bottom: 10px; border-bottom: 1px solid var(--gray-100); }
.form-step span { width: 24px; height: 24px; border-radius: 50%; background: var(--green-pale); color: var(--green); display: inline-flex; align-items: center; justify-content: center; font-size: 12px; }
.form-label-text { display: block; font-size: 13px; font-weight: 600; color: var(--gray-700); margin-bottom: 7px; }
.check-label:has(input:focus-visible) { outline: 3px solid var(--gold); outline-offset: 2px; }
#quote .btn-submit { margin-top: 12px; font-size: 16px; padding: 16px; }
@media (max-width: 900px) { #quote .quote-wrapper { grid-template-columns: 1fr; } .quote-panel { padding: 28px 22px; } #quote .quote-form { padding: 26px 18px; } }
.check-label { position: relative; }
.check-label input { display: block; position: absolute; opacity: 0; width: 1px; height: 1px; margin: 0; pointer-events: none; }
.form-hint { display: block; font-size: 12px; color: var(--gray-700); margin-top: 6px; }
.form-group input:user-invalid, .form-group select:user-invalid, .form-group textarea:user-invalid { border-color: var(--red); background: var(--red-pale); }
.thanks-page { min-height: 70vh; display: flex; align-items: center; padding: 140px 20px 80px; background: var(--gray-100); }
.thanks-card { max-width: 640px; margin: 0 auto; background: var(--white); border-radius: 16px; border-top: 4px solid var(--green); box-shadow: var(--shadow-lg); padding: 48px 40px; text-align: center; }
.thanks-tick { width: 72px; height: 72px; border-radius: 50%; background: var(--green-pale); color: var(--green); font-size: 36px; font-weight: 700; display: flex; align-items: center; justify-content: center; margin: 0 auto 22px; }
.thanks-card h1 { font-size: clamp(28px, 4vw, 38px); color: var(--navy); margin-bottom: 14px; }
.thanks-card p { color: var(--gray-700); font-size: 16px; line-height: 1.75; margin-bottom: 14px; }
.thanks-actions { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; margin-top: 26px; }
.thanks-actions .btn-outline { color: var(--navy); border-color: var(--navy); }
.thanks-actions .btn-outline:hover { color: var(--green); border-color: var(--green); }
.quote-steps li { align-items: center; }
.quote-steps strong { margin-bottom: 0; }
.quote-panel-note { font-size: 14.5px; color: rgba(255,255,255,0.78); line-height: 1.6; border-top: 1px solid rgba(255,255,255,0.15); padding-top: 18px; margin: 0; }
#quote .quote-wrapper { align-items: start; }
/* ── QUOTE: two-column layout in site style ── */
#quote .quote-wrapper { grid-template-columns: 1fr 1.6fr; max-width: none; margin: 48px 0 0; gap: 48px; align-items: start; }
.quote-side h3 { font-size: 22px; color: var(--navy); margin-bottom: 20px; }
.qs-steps { list-style: none; counter-reset: qs; display: grid; gap: 18px; margin: 0 0 32px; }
.qs-steps li { counter-increment: qs; position: relative; padding-left: 50px; }
.qs-steps li::before { content: counter(qs); position: absolute; left: 0; top: 0; width: 34px; height: 34px; border-radius: 50%; background: var(--navy-mid); color: var(--gold-light); font-family: 'Playfair Display', serif; font-weight: 700; font-size: 16px; display: flex; align-items: center; justify-content: center; }
.qs-steps strong { display: block; font-size: 16px; color: var(--navy); margin-bottom: 2px; }
.qs-steps span { display: block; font-size: 14px; color: var(--gray-700); line-height: 1.6; }
.qs-trust { background: var(--navy-mid); border: 1px solid rgba(201,168,76,0.25); border-radius: 14px; padding: 24px 26px; }
.qs-trust-title { font-family: 'Playfair Display', serif; font-size: 18px; color: var(--gold-light); margin-bottom: 12px; }
.qs-trust ul { list-style: none; display: grid; gap: 9px; }
.qs-trust li { font-size: 14px; color: rgba(255,255,255,0.85); display: flex; gap: 10px; align-items: flex-start; }
.qs-trust li::before { content: '✓'; color: var(--gold); font-weight: 700; }
#quote .quote-form { border-top: 3px solid var(--green); }
@media (max-width: 900px) { #quote .quote-wrapper { grid-template-columns: 1fr; gap: 32px; margin-top: 32px; } }


/* ── QUOTE: premium split card ── */
#quote .quote-wrapper { grid-template-columns: 1fr 1.6fr; gap: 0; margin-top: 48px; border-radius: 22px; overflow: hidden; background: var(--white); box-shadow: 0 30px 80px rgba(15,33,55,0.18), 0 2px 8px rgba(15,33,55,0.06); align-items: stretch; }
.quote-side { position: relative; background: var(--navy-mid); padding: 48px 40px; color: var(--white); overflow: hidden; display: flex; flex-direction: column; }
.quote-side::before { content: ''; position: absolute; inset: 0; opacity: 0.06; background-image: linear-gradient(rgba(255,255,255,0.6) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.6) 1px, transparent 1px); background-size: 40px 40px; pointer-events: none; }
.quote-side::after { content: ''; position: absolute; width: 360px; height: 360px; right: -140px; bottom: -140px; border-radius: 50%; background: radial-gradient(circle, rgba(201,168,76,0.28), transparent 65%); pointer-events: none; }
.quote-side > * { position: relative; z-index: 1; }
.quote-side h3 { color: var(--white); font-size: 26px; margin-bottom: 28px; }
.quote-side h3::after { content: ''; display: block; width: 48px; height: 3px; background: var(--gold); border-radius: 3px; margin-top: 12px; }
.qs-steps { gap: 0; margin-bottom: 36px; }
.qs-steps li { padding: 0 0 26px 58px; }
.qs-steps li:last-child { padding-bottom: 0; }
.qs-steps li::before { width: 38px; height: 38px; background: var(--gold); color: var(--navy); font-size: 17px; box-shadow: 0 0 0 6px rgba(201,168,76,0.18); }
.qs-steps li:not(:last-child)::after { content: ''; position: absolute; left: 18px; top: 44px; bottom: 6px; width: 2px; background: linear-gradient(var(--gold), rgba(201,168,76,0.15)); }
.qs-steps strong { color: var(--white); font-size: 16.5px; }
.qs-steps span { color: rgba(255,255,255,0.72); }
.qs-trust { margin-top: auto; background: rgba(255,255,255,0.06); border: 1px solid rgba(201,168,76,0.3); backdrop-filter: blur(4px); }
#quote .quote-form { border: none; border-radius: 0; box-shadow: none; padding: 48px 44px 40px; }
#quote .form-title { font-size: 26px; }
#quote .form-group input, #quote .form-group select, #quote .form-group textarea { background: var(--off-white); border: 1.5px solid var(--gray-300); border-radius: 10px; padding: 13px 16px; transition: border-color 0.2s, box-shadow 0.2s, background 0.2s; }
#quote .form-group input:hover, #quote .form-group select:hover, #quote .form-group textarea:hover { border-color: var(--gray-500); }
#quote .form-group input:focus, #quote .form-group select:focus, #quote .form-group textarea:focus { background: var(--white); border-color: var(--green); box-shadow: 0 0 0 4px rgba(30,107,69,0.14); outline: none; }
#quote .check-label { background: var(--white); border-radius: 10px; padding: 9px 16px; font-weight: 600; transition: all 0.2s; }
#quote .check-label:hover { transform: translateY(-1px); }
#quote .check-label:has(input:checked) { background: var(--green); border-color: var(--green); color: var(--white); box-shadow: 0 6px 16px rgba(30,107,69,0.3); }
#quote .check-label:has(input:checked) span::before { content: '✓ '; }
#quote .btn-submit { border-radius: 12px; padding: 18px; font-size: 17px; background: linear-gradient(135deg, var(--green) 0%, var(--green-light) 100%); box-shadow: 0 10px 28px rgba(30,107,69,0.35); display: flex; align-items: center; justify-content: center; gap: 10px; }
#quote .btn-submit:hover { transform: translateY(-2px); box-shadow: 0 16px 36px rgba(30,107,69,0.45); }
#quote .btn-arrow { display: inline-block; transition: transform 0.25s; }
#quote .btn-submit:hover .btn-arrow { transform: translateX(6px); }
@media (max-width: 900px) { #quote .quote-wrapper { grid-template-columns: 1fr; border-radius: 18px; } .quote-side { padding: 32px 24px; } #quote .quote-form { padding: 30px 20px; } .qs-trust { margin-top: 0; } }
.qs-trust { margin-top: 0; }
.qs-stats { margin-top: auto; padding-top: 32px; display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.qs-stats > div { text-align: center; padding: 16px 8px; border-radius: 12px; background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.1); }
.qs-num { display: block; font-family: 'Playfair Display', serif; font-size: 28px; font-weight: 700; color: var(--gold); line-height: 1.1; }
.qs-lbl { display: block; font-size: 12px; color: rgba(255,255,255,0.72); margin-top: 4px; line-height: 1.35; }
@media (max-width: 900px) { .qs-stats { padding-top: 24px; } }
/* ── HERO: more compact first screen ── */
.hero { min-height: 0; padding: 124px 40px 56px; }
.hero h1 { font-size: clamp(34px, 4.4vw, 54px); margin-bottom: 14px; }
.hero-sub { font-size: 17px; margin-bottom: 30px; }
.hero-badge { margin-bottom: 20px; }
.hero-stats { margin-top: 36px; padding-top: 24px; gap: 36px; }
.hero-stat-num { font-size: 28px; }
.hero-areas { margin-top: 16px; }
@media (max-width: 900px) { .hero { padding: 90px 20px 40px; } }
/* ── HERO: compact v2 ── */
.hero { padding: 108px 40px 40px; }
.hero h1 { font-size: clamp(30px, 3.6vw, 44px); margin-bottom: 12px; }
.hero-sub { font-size: 16px; margin-bottom: 24px; line-height: 1.7; }
.hero-badge { margin-bottom: 16px; padding: 6px 14px; font-size: 12.5px; }
.hero-actions .btn-primary, .hero-actions .btn-outline { padding: 13px 26px; font-size: 14.5px; }
.hero-stats { margin-top: 28px; padding-top: 20px; gap: 32px; }
.hero-stat-num { font-size: 24px; }
.hero-stat-label { font-size: 12.5px; }
.hero-areas { margin-top: 12px; font-size: 12.5px; }
@media (max-width: 900px) { .hero { padding: 84px 20px 32px; } }
/* ── HERO: compact v3 ── */
.hero { padding: 100px 40px 32px; }
.hero h1 { font-size: clamp(28px, 3.1vw, 38px); }
.hero-sub { font-size: 15.5px; margin-bottom: 20px; }
.hero-badge { margin-bottom: 14px; }
.hero-actions .btn-primary, .hero-actions .btn-outline { padding: 12px 22px; font-size: 14px; }
.hero-stats { margin-top: 22px; padding-top: 16px; gap: 28px; }
.hero-stat-num { font-size: 22px; }
.hero-stat-label { font-size: 12px; }
@media (max-width: 900px) { .hero { padding: 80px 20px 28px; } }
/* ── HERO: coverage-map background ── */
.hero { background: var(--navy-mid); }
.hero::after { content: ''; position: absolute; top: 0; bottom: 0; right: 0; width: 62%; background: url('../images/coverage-map.jpg?v=2') center / cover no-repeat; opacity: 0.55;
  -webkit-mask-image: linear-gradient(to right, transparent 0%, #000 35%, #000 85%, transparent 100%), linear-gradient(to bottom, transparent 0%, #000 15%, #000 85%, transparent 100%); -webkit-mask-composite: source-in;
  mask-image: linear-gradient(to right, transparent 0%, #000 35%, #000 85%, transparent 100%), linear-gradient(to bottom, transparent 0%, #000 15%, #000 85%, transparent 100%); mask-composite: intersect; pointer-events: none; }
.hero-overlay { background: linear-gradient(100deg, rgba(26,51,80,0.92) 0%, rgba(26,51,80,0.6) 45%, rgba(26,51,80,0.1) 100%); z-index: 1; }
.hero-inner { z-index: 2; }
@media (max-width: 900px) { .hero::after { width: 100%; opacity: 0.25; } }
/* ── HERO: houses illustration + light mesh grid ── */
.hero { background: #122840 url('../images/hero-houses.jpg') right bottom / auto 100% no-repeat; }
.hero::after { display: none; }
.hero-overlay { background: linear-gradient(90deg, rgba(18,40,64,1) 0%, rgba(18,40,64,0.9) 35%, rgba(18,40,64,0) 60%); }
.hero-grid { display: block; opacity: 0.07; z-index: 1; background-size: 48px 48px;
  -webkit-mask-image: linear-gradient(90deg, #000 0%, #000 45%, transparent 75%); mask-image: linear-gradient(90deg, #000 0%, #000 45%, transparent 75%); }
@media (max-width: 900px) { .hero { background-size: cover; background-position: 70% center; } .hero-overlay { background: rgba(18,40,64,0.82); } }
/* ── HERO: skyline photo (final) ── */
.hero { background: var(--navy) url('../images/hero-skyline.jpg') center 40% / cover no-repeat; }
.hero-overlay { background: linear-gradient(100deg, rgba(15,33,55,0.97) 0%, rgba(15,33,55,0.9) 40%, rgba(15,33,55,0.62) 75%, rgba(15,33,55,0.45) 100%); }
@media (max-width: 900px) { .hero { background-size: cover; background-position: 65% center; } .hero-overlay { background: rgba(15,33,55,0.85); } }
/* ── HERO: soft skyline + clearer text ── */
.hero { background: var(--navy); }
.hero::after { display: block; content: ''; position: absolute; inset: -6px; width: auto; background: url('../images/hero-skyline.jpg?v=2') center 40% / cover no-repeat; filter: blur(1.2px); opacity: 1; -webkit-mask-image: none; mask-image: none; z-index: 0; }
.hero-overlay { z-index: 1; background: linear-gradient(100deg, rgba(15,33,55,0.97) 0%, rgba(15,33,55,0.92) 38%, rgba(15,33,55,0.6) 68%, rgba(18,40,64,0.38) 100%); }
.hero-grid { z-index: 1; }
.hero h1 { text-shadow: 0 2px 18px rgba(0,0,0,0.45); }
.hero-sub { color: rgba(255,255,255,0.9); text-shadow: 0 1px 10px rgba(0,0,0,0.5); }
.hero-stat-label { color: rgba(255,255,255,0.8); }
.hero-areas { color: rgba(255,255,255,0.72); }
.hero-areas strong { color: rgba(255,255,255,0.9); }
@media (max-width: 900px) { .hero-overlay { background: rgba(15,33,55,0.86); } }

/* ── LEGAL LINKS (footer + form) ── */
.legal-links { display: flex; gap: 20px; font-size: 13px; }
.legal-links a { color: rgba(255,255,255,0.55); transition: color 0.2s; }
.legal-links a:hover { color: var(--white); }
.form-note a { color: var(--green); text-decoration: underline; }

/* ── LEGAL PAGES (privacy, cookies) ── */
.legal-page { background: var(--off-white); padding: 140px 40px 96px; }
.legal-inner { max-width: 760px; margin: 0 auto; background: var(--white); border-radius: var(--radius); box-shadow: var(--shadow); padding: 56px 64px; }
.legal-inner h1 { font-size: clamp(32px, 4vw, 44px); color: var(--navy); margin-bottom: 8px; }
.legal-inner h2 { font-size: 24px; color: var(--navy); margin: 40px 0 12px; }
.legal-inner h3 { font-family: 'DM Sans', sans-serif; font-size: 16px; font-weight: 600; color: var(--navy); margin: 20px 0 6px; }
.legal-inner p, .legal-inner li { color: var(--gray-700); text-wrap: pretty; }
.legal-inner p { margin-bottom: 14px; }
.legal-inner ul { padding-left: 22px; margin-bottom: 14px; display: flex; flex-direction: column; gap: 6px; }
.legal-inner a { color: var(--green); text-decoration: underline; }
.legal-inner a:hover { color: var(--green-light); }
.legal-updated { font-size: 14px; color: var(--gray-500) !important; margin-bottom: 32px !important; }
.legal-callout { background: var(--green-pale); border-radius: var(--radius); padding: 24px 28px; margin-bottom: 8px; }
.legal-callout strong { display: block; color: var(--green); font-size: 18px; margin-bottom: 6px; }
.legal-callout p { margin-bottom: 0; }

/* ── FOOTER (redesign) ── */
footer { padding: 64px 40px 28px; }
.footer-top { grid-template-columns: 1.4fr 1fr 1.1fr 1fr; gap: 40px; }
.footer-brand h3 { font-size: 21px; }
.footer-brand p { color: rgba(255,255,255,0.65); }
.footer-creds { list-style: none; display: flex; flex-wrap: wrap; gap: 8px; }
.footer-creds li { font-size: 11.5px; font-weight: 600; color: var(--gold-light); background: rgba(201,168,76,0.1); border: 1px solid rgba(201,168,76,0.3); padding: 4px 10px; border-radius: 100px; }
.footer-col h4 { position: relative; padding-bottom: 10px; }
.footer-col h4::after { content: ''; position: absolute; left: 0; bottom: 0; width: 28px; height: 2px; background: var(--gold); border-radius: 2px; }
.footer-col ul li a { color: rgba(255,255,255,0.68); }
.footer-col ul li a:hover { color: var(--gold-light); }
.footer-areas li { margin-bottom: 14px; }
.footer-areas strong { display: block; color: var(--white); font-weight: 600; font-size: 14px; }
.footer-areas span { display: block; font-size: 12.5px; color: rgba(255,255,255,0.55); line-height: 1.5; }
.footer-contact li { margin-bottom: 14px; }
.footer-contact a { display: block; font-size: 14px; word-break: break-word; }
.fc-label { display: block; font-size: 11px; letter-spacing: 1px; text-transform: uppercase; color: var(--gold); font-weight: 600; margin-bottom: 1px; }
.reg-note { color: rgba(255,255,255,0.45); }
@media (max-width: 1000px) { .footer-top { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .footer-top { grid-template-columns: 1fr; } footer { padding: 48px 20px 24px; } }
footer { position: relative; overflow: hidden; }
footer::before { content: ''; position: absolute; inset: 0; opacity: 0.06; pointer-events: none; background-image: linear-gradient(rgba(255,255,255,0.6) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.6) 1px, transparent 1px); background-size: 48px 48px; -webkit-mask-image: linear-gradient(180deg, #000 0%, #000 60%, transparent 100%); mask-image: linear-gradient(180deg, #000 0%, #000 60%, transparent 100%); }
.footer-inner { position: relative; z-index: 1; }

/* ── QUOTE: compact form ── */
#quote .quote-wrapper { margin-top: 36px; }
.quote-side { padding: 36px 32px; }
.quote-side h3 { font-size: 22px; margin-bottom: 22px; }
.qs-steps { margin-bottom: 26px; }
.qs-steps li { padding-bottom: 18px; }
.qs-stats { padding-top: 24px; }
#quote .quote-form { padding: 34px 36px 28px; }
#quote .form-title { font-size: 22px; margin-bottom: 4px; }
#quote .form-sub { font-size: 13px; margin-bottom: 0; }
.form-step { margin: 18px 0 10px; padding-bottom: 8px; }
#quote .form-group { margin-bottom: 12px; }
#quote .form-group label, .form-label-text { font-size: 12.5px; margin-bottom: 5px; }
#quote .form-group input, #quote .form-group select, #quote .form-group textarea { padding: 10px 14px; font-size: 14px; }
#quote .form-group textarea { min-height: 72px; }
#quote .form-row { gap: 12px; }
#quote .form-row-addr { grid-template-columns: 2fr 1fr; }
#quote .check-label { padding: 7px 12px; font-size: 13px; }
#quote .services-check { gap: 8px; }
.form-hint { margin-top: 4px; font-size: 11.5px; }
#quote .btn-submit { padding: 15px; font-size: 16px; margin-top: 6px; }
#quote .form-note { margin-top: 10px; }
@media (max-width: 900px) { #quote .form-row-addr { grid-template-columns: 1fr; } }
#quote .quote-form { padding-top: 26px; }
#quote .form-sub { font-size: 12.5px; }
#quote .form-block:first-of-type .form-step { margin-top: 10px; }
#quote .form-group textarea { min-height: 60px; }
#quote { padding-top: 80px; padding-bottom: 80px; }
/* quote: hide step headings visually (kept for screen readers) */
#quote .form-step { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0,0,0,0); margin: 0; padding: 0; border: 0; }
#quote .form-block + .form-block { margin-top: 6px; padding-top: 14px; border-top: 1px solid var(--gray-100); }
#quote .form-sub { margin-bottom: 14px; }
#quote .form-group textarea { min-height: 54px; }
.quote-side { justify-content: center; }
.qs-steps { margin-bottom: 0; }
.quote-side::before { display: none; }

/* ── LEGAL PAGES (redesign) ── */
.legal-hero { position: relative; overflow: hidden; background: var(--navy-mid); padding: 140px 40px 56px; }
.legal-hero::after { content: ''; position: absolute; right: -120px; top: -120px; width: 380px; height: 380px; border-radius: 50%; background: radial-gradient(circle, rgba(201,168,76,0.22), transparent 65%); pointer-events: none; }
.legal-hero .section-inner { position: relative; z-index: 1; }
.legal-hero .section-label { color: var(--gold); }
.legal-hero h1 { font-size: clamp(32px, 4.2vw, 48px); color: var(--white); margin-bottom: 12px; }
.legal-hero-sub { font-size: 17px; color: rgba(255,255,255,0.82); max-width: 640px; line-height: 1.7; margin-bottom: 14px; }
.legal-hero .legal-updated { display: inline-block; font-size: 13px; color: var(--gold-light) !important; background: rgba(201,168,76,0.12); border: 1px solid rgba(201,168,76,0.3); padding: 4px 12px; border-radius: 100px; margin: 0 !important; }
.legal-page { background: var(--gray-100); padding: 56px 40px 96px; }
.legal-grid { max-width: 1200px; margin: 0 auto; display: grid; grid-template-columns: 260px 1fr; gap: 40px; align-items: start; }
.legal-toc { position: sticky; top: 100px; background: var(--white); border-radius: 14px; border-top: 3px solid var(--gold); box-shadow: var(--shadow); padding: 22px 22px 18px; }
.legal-toc-title { font-size: 12px; font-weight: 700; letter-spacing: 1.4px; text-transform: uppercase; color: var(--green); margin-bottom: 12px; }
.legal-toc ol { list-style: none; counter-reset: toc; display: grid; gap: 2px; }
.legal-toc li { counter-increment: toc; }
.legal-toc a { display: flex; gap: 10px; font-size: 14px; color: var(--gray-700); padding: 7px 8px; border-radius: 8px; transition: background 0.2s, color 0.2s; }
.legal-toc a::before { content: counter(toc); font-family: 'Playfair Display', serif; font-weight: 700; color: var(--gold); min-width: 16px; }
.legal-toc a:hover, .legal-toc a:focus-visible { background: var(--green-pale); color: var(--green); }
.legal-page .legal-inner { max-width: none; margin: 0; border-radius: 16px; padding: 48px 56px; box-shadow: var(--shadow); }
.legal-inner h2 { scroll-margin-top: 100px; padding-top: 8px; border-top: 1px solid var(--gray-100); }
.legal-inner h2:first-of-type { border-top: none; }
.legal-inner > .legal-callout:first-child { margin-bottom: 24px; }
.legal-callout { border-left: 4px solid var(--green); }
.legal-callout ul { padding-left: 20px; margin: 6px 0 0; }
.legal-callout-object { background: #fff8e6; border-left-color: var(--gold); margin: 18px 0; }
.legal-callout-object strong { color: #8a6a12; }
.legal-facts { list-style: none !important; padding-left: 0 !important; display: grid !important; gap: 8px !important; background: var(--off-white); border-radius: 12px; padding: 18px 20px !important; margin-bottom: 18px !important; }
.legal-facts li span { display: block; font-size: 11.5px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--green); }
.legal-rights { list-style: none !important; padding-left: 0 !important; display: grid !important; grid-template-columns: 1fr 1fr; gap: 10px !important; }
.legal-rights li { background: var(--off-white); border: 1px solid var(--gray-100); border-radius: 10px; padding: 12px 14px; font-size: 14.5px; }
.legal-rights strong { display: block; color: var(--navy); }
.legal-table-wrap { overflow-x: auto; margin: 6px 0 18px; border: 1px solid var(--gray-300); border-radius: 12px; }
.legal-table { width: 100%; border-collapse: collapse; font-size: 14px; }
.legal-table th { text-align: left; background: var(--navy-mid); color: var(--white); font-weight: 600; padding: 12px 16px; }
.legal-table td { padding: 12px 16px; border-top: 1px solid var(--gray-100); color: var(--gray-700); vertical-align: top; }
.legal-table tr:nth-child(even) td { background: var(--off-white); }
.legal-table td:first-child { color: var(--navy); font-weight: 600; }
.optout-box { display: flex; align-items: center; justify-content: space-between; gap: 16px; flex-wrap: wrap; background: var(--green-pale); border: 1px solid rgba(30,107,69,0.25); border-radius: 12px; padding: 18px 20px; margin: 6px 0 16px; }
.optout-status { margin: 0 !important; color: var(--text) !important; font-weight: 600; }
.optout-box .btn-primary { padding: 11px 20px; font-size: 14px; }
.legal-inner code { background: var(--gray-100); padding: 1px 6px; border-radius: 4px; font-size: 13px; }
@media (max-width: 900px) {
  .legal-hero { padding: 100px 20px 40px; }
  .legal-page { padding: 32px 16px 64px; }
  .legal-grid { grid-template-columns: 1fr; gap: 20px; }
  .legal-toc { position: static; }
  .legal-page .legal-inner { padding: 28px 20px; }
  .legal-rights { grid-template-columns: 1fr; }
}